b) The practitioner must lead a life of virtue. Lying must be minimized. Cheating/stealing/killing animals unnecessarily. All these regulations are conductive to stotra repetition.

                        c) Before commencing to read a stotra like Sri Sri Nrshimha Kavach stotra, one must preferably bathe, or at least perform ablution, clean the mouth in the case of consuming food in the past hours, sit with a glass of water to perform achamana with. 

                          d) It is true that many verses in Hindu literature can bring material benefits like riches, (wealth), a beautiful spouse, many children, prosperity etc. However if a stotra is chanting with the intention of serving God and not entertaining such mundane desires, the desires will be fulfilled automatically even without thinking too much about them. As Sri Rama Tirtha, the great Vedantin, said, in order to "get" one must "let go". A rather fundamental law, that can be put to use for benefit, if understood correctly.

The following stotras are highly beneficial:

    I. Vishnu Sahasranama (the 1000 names of Lord Vishnu) 

    II. Sri Nrshimha Kavacha Stotram (which comes in two versions, recommended is the one in Brahma Purana, as spoken by Nrshinga Deva's devotee Prahlada Maharaj) 

    III. Shiv Kavach IV. Shiva Sahasranama V. Sri Hanuman Chalisha
A Kavach is a "protective shield". Sahasranama means "1000 names"; Sahasra means 1000 and nama means names.

Stotras are a wonderful means with which to cross the boat of material nescience and eliminate worrying thoughts. They are undoubtedly a gift from the Hindu religion and are accessible not only to Hindus, but to the entire world, regardless of caste, creed, religion, sex, social status.